To All Prospective Informed Mortgage LLC Clients:

This notice informs you of Informed Mortgage LLC’s policies regarding nondiscrimination and abusive lending practices. The executive management team, management, and staff of Informed Mortgage LLC are committed to the practices of fair lending. It is the policy of this company to make credit products available to all applicants who meet our business focus in a fair and consistent manner within the confines of safe and sound business practices.

It is the policy of Informed Mortgage LLC to conduct its business in a non-discriminatory manner and in compliance with applicable law.  Informed Mortgage LLC provides credit to all creditworthy individuals without regard to race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, familial status, source of income, disability, genetic information or age (providing the applicant has the capacity to contract), or to the fact that all or part of the applicants income derives from a public assistance program has in good faith exercised any right under the Consumer Credit Protection Act.  Informed Mortgage LLC prohibits credit practices that discriminate on the basis of any of these factors.

Informed Mortgage LLC also requires loan terms, rates and fees to be consistent with the borrower’s qualifications, that borrowers have the ability to repay the obligation that borrowers receive a tangible benefit from the loan transaction.

Informed Mortgage LLC expects the companies with whom it does business to adhere to similar nondiscriminatory and fair lending policies and practices throughout the lending process. The companies’ policy extends to application procedures, pricing of loans or services, marketing practices, closing procedures, and compensation programs.

Stephen Carpitella

Founder and CEO

Informed Mortgage LLC